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Microsoft 365

Subscription that includes Word, Excel, PowerPoint, Outlook, OneNote and OneDrive cloud storage.

Visit microsoft.com (Microsoft 365 website, opens in a new tab)

Our verdict

Microsoft 365 is for people who need the full desktop Office apps, cloud storage and compatibility with colleagues' files. Skip it if the free web versions or a free suite cover what you do.

What it does well

  • Desktop Word, Excel, PowerPoint, Outlook and OneNote in one plan
  • 1 TB of cloud storage on Personal, 2 TB shared on Family
  • Family plan covers 1 to 6 people

Where it falls short

  • Subscription renews automatically at the regular price
  • The Access database app is PC only
  • Some AI features are limited to the account holder on Family and Premium
The Microsoft 365 website
The official Microsoft 365 website, 16 October 2026.

Microsoft 365 home plans bundle desktop Word, Excel, PowerPoint, Outlook and OneNote (with Access on PC only) plus Teams, Forms and Editor. All plans include OneDrive storage and Microsoft Defender.

Microsoft's compare page lists three home plans in US dollars: Personal at $9.99/month or $99.99/year, Family at $12.99/month or $129.99/year, and Premium at $19.99/month or $199.99/year. Personal is for 1 person, Family and Premium for 1 to 6. Paying yearly saves up to 17%, and subscriptions renew automatically unless cancelled.

Microsoft also offers free Word, Excel and PowerPoint on the web with a Microsoft account, with files saved to and shared from OneDrive. A one-time purchase, Office Home 2024, is $179.99 for 1 PC or Mac.

Microsoft 365 compared

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Last updated 17 October 2026. Facts checked against the official site on 16 October 2026. How we make money