Skip to content
Ocean of Softwares
Menu

Personal finance

Budget, track spending and plan your money.

3 tools, ordered by our rating.

  1. 1
    Actual Budget

    Free, open-source, local-first envelope budgeting app you can self-host or run on your computer.

    • Free
    • Open source
    Visit actualbudget.org (Actual Budget website, opens in a new tab)Read our take
  2. 2
    Monarch Money

    Paid app that pulls accounts, budgets and investments into one view.

    • Paid
    Visit monarch.com (Monarch Money website, opens in a new tab)Read our take
  3. 3
    YNAB

    Subscription budgeting app built around giving every dollar a job before you spend it.

    • Paid
    Visit ynab.com (YNAB website, opens in a new tab)Read our take

One new comparison, every week

Two tools side by side with our verdict, in one short email. Unsubscribe any time.