Wave
Small business accounting with a free Starter plan for invoicing and bookkeeping, plus paid Pro.
Our verdict
What it does well
- Starter plan is US$0 with unlimited invoices, estimates and bills
- Accountant and tax pro access is free
- Mobile app for iOS and Android for invoicing on the go
Where it falls short
- Starter has no bank auto-import; that needs the US$19/month Pro plan
- Online payment fees: 2.9% + US$0.60 per card payment on Starter
- Payroll, receipts and Advisors are separate paid add-ons
Wave is browser-based small business software that combines accounting, invoicing, payments, payroll and receipt scanning. It also has a mobile app on iOS and Android. The site says it is aimed at small business owners rather than accountants.
The Starter plan is US$0 and includes unlimited estimates, invoices, bills and bookkeeping records. Pro is US$19 per month (US$190 per year) and adds bank auto-import, automatic categorization, unlimited receipt capture, late-payment reminders and user roles. Pro is also priced in Canadian dollars on the page.
Online payments are optional and charged per transaction: 2.9% + US$0.60 per card payment on Starter, and 2.9% + US$0 for the first 10 card payments a month on Pro, then 2.9% + US$0.60. Payroll, receipts and Wave Advisors (bookkeeping done for you) are paid add-ons.
Alternatives to Wave
Intuit's cloud accounting software for invoicing, expenses and bookkeeping, with a limited free plan.
- Freemium
What users say
Write a reviewNo user reviews yet. If you’ve used Wave, share what you used it for and how it went.
Last updated 16 October 2026. Facts checked against the official site on 16 October 2026. How we make money